Vinay Umarji &Amp; Sanjay Kumar Singh

Stories by Vinay Umarji &Amp; Sanjay Kumar Singh

What you must know about new home loan rates

What you must know about new home loan rates

Rediff.com   9 Jan 2019

'If the new rate is lower than your current rate, ask your bank to shift you to it.' 'This can be done by paying a fee of Rs 5,000 to Rs 6,000.'

Need an emergency loan? Go for gold loan

Need an emergency loan? Go for gold loan

Rediff.com   8 Jan 2019

The amount you can raise via a gold loan is higher than you can get via a personal loan.

Curious case of the firm that handles 'Get PSB loans in 59 mins'

Curious case of the firm that handles 'Get PSB loans in 59 mins'

Rediff.com   30 Dec 2018

Sidbi acquires Ahmedabad-based start-up at hefty premium; founders deny link to govt.

DON'T leave unutilised funds in your trading account!t

DON'T leave unutilised funds in your trading account!t

Rediff.com   17 Dec 2018

Suppose you have transferred money to your trading account but did not use it to buy securities, the broker could misuse this money, warns Sanjay Kumar Singh.

How home loan borrowers stand to gain from this RBI move

How home loan borrowers stand to gain from this RBI move

Rediff.com   15 Dec 2018

Linking all new floating rate loans to an external benchmark won't impact existing borrowers, so customers who have taken long-term home loans recently should watch things carefully, say Joydeep Ghosh and Sanjay Kumar Singh.

ISB sees 46% rise in offers

ISB sees 46% rise in offers

Rediff.com   13 Dec 2018

Marquee recruiters made premium offers, with consulting leading the pack by making 25.04% of the offers, followed by IT/ITeS (18.59%), e-commerce (10.55%) and BFSI (10.13%).

How to choose the best tax-saving investments

How to choose the best tax-saving investments

Rediff.com   7 Dec 2018

Individuals often postpone tax planning till the end of the financial year. As the deadline for showing proof of investments draws near, they invest randomly in any product that will help them save tax for that year. Later, they realise that it is not suited for them, so they abandon it. Tax planning should not be a standalone, one-off activity, but should be in sync with your overall financial plan, says Sanjay Kumar Singh.

It's raining jobs at IITs this year

It's raining jobs at IITs this year

Rediff.com   4 Dec 2018

Day 1 saw Microsoft make the highest number of offers while Intel emerged as one of the top recruiters on Day 2.

Meet Girish Chandra Murmu: PM Modi and Amit Shah's go-to man

Meet Girish Chandra Murmu: PM Modi and Amit Shah's go-to man

Rediff.com   30 Nov 2018

A 1985-batch IAS officer with a reputation for industriousness, Murmu is currently special secretary in the revenue department.

Post IL&FS collapse, Sebi gets ready to make debt funds safer

Post IL&FS collapse, Sebi gets ready to make debt funds safer

Rediff.com   28 Nov 2018

One fear among regulators is that allowing side pocketing could lead to fund managers taking higher risks. Even in the US, side pocketing is not allowed in mutual funds, only in hedge funds

Keep an eye on your fund's total expense ratio

Keep an eye on your fund's total expense ratio

Rediff.com   28 Nov 2018

If your fund's expense ratio has risen dramatically after Sebi's recent changes, compare it with the category average before switching.

It's raining summer placements at B-schools this year

It's raining summer placements at B-schools this year

Rediff.com   19 Nov 2018

Major institutes see rise in summer placements; consulting, BFSI, e-commerce firms are top recruiters, says Vinay Umarji.

Amul Chocolates plans to be a Rs 10 bn brand

Amul Chocolates plans to be a Rs 10 bn brand

Rediff.com   31 Oct 2018

From modest milk chocolate for kids 45 years ago to sophisticated dark chocolate for adults, Amul is a part of India's history.

How NOT to get your insurance claim rejected

How NOT to get your insurance claim rejected

Rediff.com   29 Oct 2018

While buying health policies, customers should reveal any pre-existing diseases. This is the only way to ensure that the insurer does not reject claims.

Ease of doing business: Why Gujarat stands apart

Ease of doing business: Why Gujarat stands apart

Rediff.com   22 Oct 2018

The state has allowed industrial units in special economic zones (SEZs) to lay off workers without government's sanction, regardless of the number of workers

Investing in Indo-global funds? Here's a checklist

Investing in Indo-global funds? Here's a checklist

Rediff.com   22 Oct 2018

'For the same level of return, you can reduce portfolio volatility significantly with a 10% to 15% exposure to international funds.'

Good time to enter mid- and small-cap space

Good time to enter mid- and small-cap space

Rediff.com   28 Sep 2018

'Allocate 30% to 35% of your equity portfolio to mid-cap funds and 10% to 15% to small-cap funds.'

How falling rupee will affect your child's future!

How falling rupee will affect your child's future!

Rediff.com   24 Sep 2018

With the rupee crossing Rs 72/dollar in recent times, things suddenly don't look too good on several counts.

With Modicare rollout, focus shifts to states

With Modicare rollout, focus shifts to states

Rediff.com   23 Sep 2018

States are now gearing up to implement the scheme, integrating it with their own public health insurance plans and tying up the loose ends.

Do you know the highest salary of an IIM-Ahmedabad grad this year?

Do you know the highest salary of an IIM-Ahmedabad grad this year?

Rediff.com   20 Sep 2018

IIM-A saw 36 per cent jump in maximum domestic salary in 2018 placements this year.